Mortgage - Buying your first home?
Home Financing, Mortgage advice and information.
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How to win a bidding war
Recent data show that 3 of every 5 homes being sold in the 50 largest metro areas are fetching multiple offers. That's why buyers need a winning strategy to compete for their dream home.
May 5th 2016
How to tell if mortgage points are worth the cost
Paying points to get a lower interest rate is almost always a losing proposition because most homeowners don’t keep their loans long enough to recoup the up-front costs. Are you an exception to the rule?
May 2nd 2016
8 critical questions your Loan Estimate will answer
Borrowers are receiving a new form called a Loan Estimate after they apply for a mortgage. It explains the key terms, from interest rates to closing costs, and ensures you're getting the home loan your lender promised.
May 2nd 2016
Take advantage of jumbo home loans at just 3.375%
Investors Home Mortgage has one of spring's best deals on fixed-rate jumbo home loans in seven states. It's charging almost a half-point less than the national average for this type of financing with no points and $890 in fees.
April 30th 2016
How much house can you afford?
It's a seller's market again. But you don't want to wind up house-poor, saddled with mortgage payments that gobble up too much of your paycheck. Here's how to find the price range that's right for you.
April 28th 2016
Will I be happy in a condo?
Before you dive into condo living, you have to make sure it's truly what you want. Use these nine questions to make sure you'll be happy in a condo.
April 27th 2016
4 smart moves to challenge a home appraisal
A low estimate causes about one in every 10 home sales to fall through. Here's what to do when an appraisal of your home's value seems to miss the mark.
April 25th 2016
The 7 biggest mortgage mistakes to avoid
Dodging these pitfalls will make you a happier home buyer now and more satisfied home owner down the road. You'll know that you got the best possible mortgage and won't be overwhelmed by unexpected costs.
April 22nd 2016
Should you lend your kids money to buy a home?
Lending money to your child is risky business. But if you can avoid the personal pitfalls and convince the federal government that this is really a loan, and not a gift, the Bank of Mom and Dad can be a financial boon for everyone in the family.
April 21st 2016
Get your paperwork ready before applying for a mortgage
Here's a checklist of what you'll need and it's extensive — W2s, pay stubs, bank statements, tax returns, brokerage statements and more. It's never too early to start a file and fill it up.
April 21st 2016