Mortgage - Buying your first home?
Home Financing, Mortgage advice and information.
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How much house can you afford?
You don't want to be house poor, saddled with mortgage payments that gobble up too much of your paycheck. Here's how to find the price range that's right for you.
March 28th 2015
4 smart moves to challenge a home appraisal
A low home appraisal causes a home sale to fall through about 9% of the time. Be smart about challenging an appraisal you think misses the mark.
March 25th 2015
8 smart moves for buying a foreclosure
Foreclosure deals are out there. But they're not as easy to find as they were a few years ago. And you still need to avoid all of the costly pitfalls that can turn any repossessed home into a burden, not a bargain.
March 23rd 2015
The 7 biggest mortgage mistakes to avoid
Dodging these pitfalls will make you a happier home buyer now and more satisfied home owner down the road. You'll know that you got the best possible mortgage and won't be overwhelmed by unexpected costs.
March 22nd 2015
Get your paperwork ready before applying for a mortgage
Here's a checklist of what you'll need and it's extensive — W2s, pay stubs, bank statements, tax returns, brokerage statements and more. It's never too early to start a file and fill it up.
March 21st 2015
What you need to know about mortgage insurance
if you don't make a 20% down payment you'll be required to carry private mortgage insurance, or PMI, Although you're the one who must pay monthly premiums for this coverage, it protects the lender, not you.
March 20th 2015
4 smart moves for buying a short sale
Although the number of short sales has fallen, they remain plentiful in some states and you can still find some serious bargains -- the major reason any buyer messes with the arduous short-sale process.
March 15th 2015
March mortgage rates make it easier to buy or refi
Home loans have been falling, defying expectations that they would become more expensive as the Federal Reserve ended its campaign to drive down long-term interest rates. That's a great trend for anyone buying or refinancing a home.
March 9th 2015
How to save on closing costs
You’ve scouted out the best mortgage rate and fought hard to get the best price on your new home. But your bargaining shouldn’t stop there. Here's how you can save on everything from settlement fees to title insurance.
March 8th 2015
How to tell if mortgage points are worth the cost
Paying points to get a lower rate on a mortgage is almost always a losing proposition. That’s because most homeowners don’t keep their mortgages long enough to do more than recoup the up-front cost .
March 5th 2015