Mortgage - Buying your first home?
Home Financing, Mortgage advice and information.
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How much house can you afford?
You don't want to be house poor, saddled with mortgage payments that gobble up too much of your paycheck. Here's how to find the price range that's right for you.
January 28th 2015
4 smart moves to challenge a home appraisal
A low home appraisal causes a home sale to fall through about 9% of the time. Be smart about challenging an appraisal you think misses the mark.
January 25th 2015
4 smart moves for buying a short sale
Although the number of short sales has fallen, they remain plentiful in some states and you can still find some serious bargains -- the major reason any buyer messes with the arduous short-sale process.
January 24th 2015
8 smart moves for buying a foreclosure
Foreclosure deals are out there. But they're not as easy to find as they were a few years ago. And you still need to avoid all of the costly pitfalls that can turn any repossessed home into a burden, not a bargain.
January 23rd 2015
Get your paperwork ready before applying for a mortgage
Here's a checklist of what you'll need and it's extensive — W2s, pay stubs, bank statements, tax returns, brokerage statements and more. It's never too early to start a file and fill it up.
January 21st 2015
What you need to know about private mortgage insurance
Private mortgage insurance, or PMI, is often bad-mouthed as a terrible deal for consumers. But you might not get a loan without it.
January 20th 2015
How to save on closing costs
You’ve scouted out the best mortgage rate and fought hard to get the best price on your new home. But your bargaining shouldn’t stop there. Here's how you can save on everything from settlement fees to title insurance.
January 8th 2015
December mortgage rates remain near 2014 lows
Home loans have gotten cheaper this year, defying expectations that they would become more expensive as the Federal Reserve ended its campaign to drive down long-term interest rates. That's a great trend for anyone buying or refinancing a home.
New mortgage disclosure forms will aid borrowers in 2015
Simpler and better organized documents will make it easier to compare the deal you were promised when applying for a home loan with the final, actual terms you're being asked to accept at closing.
Buy big with a jumbo ARM that starts at 2.625%
Home Loans Today is offering one of November's best deals on jumbo 5-year adjustable-rate mortgages. It charges no points or lender fees and is available to buy or refinance a home in 43 states.