Mortgage - Buying your first home?
Home Financing, Mortgage advice and information.
Determine the monthly payments for any fixed-rate loan. Just enter the amount and terms, and our mortgage calculator does the rest.
How much house can you afford?
It's a seller's market again. But you don't want to wind up house-poor, saddled with mortgage payments that gobble up too much of your paycheck. Here's how to find the price range that's right for you.
June 28th 2016
Will I be happy in a condo?
Before you dive into condo living, you have to make sure it's truly what you want. Use these nine questions to make sure you'll be happy in a condo.
June 27th 2016
4 smart moves to challenge a home appraisal
A low estimate causes about one in every 10 home sales to fall through. Here's what to do when an appraisal of your home's value seems to miss the mark.
June 25th 2016
7 smart moves for buying a foreclosure
Deals on foreclosures are still out there. But they're not as easy to find as they were a few years ago, and you still need to avoid all of the costly pitfalls that can turn any repossessed home into a burden, not a bargain.
30-year home loan charges just 3.25%
American Interbanc Mortgage is offering one of June's best deals on 30-year fixed-rate mortgages in nine states and the District of Columbia.
What you need to know about private mortgage insurance
If you don't make a 20% down payment, you'll be required to carry private mortgage insurance, or PMI. Although you're the one who must pay monthly premiums for this coverage, it protects the lender, not you.
7 big questions your Closing Disclosure can answer
Borrowers applying for a mortgage after Oct. 3, 2015, get a new five-page form designed to make home loans easier to understand before the deal is finalized.
7 mortgage fears that sideline home buyers
Would you like to buy a home but worry that you'd never qualify for a mortgage? It's time to stop guessing and evaluate your chances to land a loan based on everything from how much you make to your credit score. Believe it or not, the odds are in your favor.
How to buy a condo with confidence
It's not enough to find a good location at an affordable price. Condo buyers must consider lots of extra costs, from association fees and special assessments to how well the building is maintained and how strictly it enforces rules on everything from noise to pets.
8 critical questions your Loan Estimate will answer
Borrowers are receiving a new form called a Loan Estimate after they apply for a mortgage. It explains the key terms, from interest rates to closing costs, and ensures you're getting the home loan your lender promised.