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Mortgage Advice

  • Hands holding a house and money fanned out. How much house can you afford?

    It's a seller's market again. But you don't want to wind up house poor, saddled with mortgage payments that gobble up too much of your paycheck. Here's how to find the price range that's right for you.

    July 28th 2015

  • A street view of multiple multi-story buildings Don't get stuck with a difficult-to-sell condo

    If you're in the market for a condo, picking a unit that will be easy to resell down the road is a critical consideration. You need to consider the location, layout and amenities that will appeal to potential buyers when you're ready to move on.

    July 27th 2015

  • for sale sign in front of a house. 4 smart moves to challenge a home appraisal

    A low home appraisal causes a home sale to fall through about 9% of the time. Be smart about challenging an appraisal you think misses the mark.

    July 25th 2015

  • blue foreclosure sign in front of house 7 smart moves for buying a foreclosure

    Deals on foreclosures are still out there. But they're not as easy to find as they were a few years ago and you still need to avoid all of the costly pitfalls that can turn any repossessed home into a burden, not a bargain.

    July 23rd 2015

  • Red jigsaw puzzle piece shaped like a house The 7 biggest mortgage mistakes to avoid

    Dodging these pitfalls will make you a happier home buyer now and more satisfied home owner down the road. You'll know that you got the best possible mortgage and won't be overwhelmed by unexpected costs.

    July 22nd 2015

  • House on mortgage Get your paperwork ready before applying for a mortgage

    Here's a checklist of what you'll need and it's extensive — W2s, pay stubs, bank statements, tax returns, brokerage statements and more. It's never too early to start a file and fill it up.

    July 21st 2015

  • stack of money house pen What you need to know about mortgage insurance

    if you don't make a 20% down payment you'll be required to carry private mortgage insurance, or PMI, Although you're the one who must pay monthly premiums for this coverage, it protects the lender, not you.

    July 20th 2015

  • For sale sign outside white house 4 smart moves for buying a short sale

    Although the number of short sales has fallen, they remain plentiful in some states and you can still find some serious bargains -- the major reason any buyer messes with the arduous short-sale process.

    July 15th 2015

  • Couple outside a house with a real estate agent Should you lend your kids money to buy a home?

    Lending money to your child is risky business. But if you can avoid the personal pitfalls and convince the federal government that this is really a loan, and not a gift, the Bank of Mom and Dad can be a financial boon for everyone in the family.

    July 13th 2015

  • How to buy a condo with confidence

    It's not enough to find a good location at an affordable price. Condo buyers must consider lots of extra costs, from association fees and special assessments, to how well the building is maintained and how strictly it enforces rules on everything from noise to pets.

    July 10th 2015

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