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  • Red jigsaw puzzle piece shaped like a house The 7 biggest mortgage mistakes to avoid

    Dodging these pitfalls will make you a happier home buyer now and more satisfied home owner down the road. You'll know that you got the best possible mortgage and won't be overwhelmed by unexpected costs.

    May 22nd 2015

  • House on mortgage Get your paperwork ready before applying for a mortgage

    Here's a checklist of what you'll need and it's extensive — W2s, pay stubs, bank statements, tax returns, brokerage statements and more. It's never too early to start a file and fill it up.

    May 21st 2015

  • stack of money house pen What you need to know about mortgage insurance

    if you don't make a 20% down payment you'll be required to carry private mortgage insurance, or PMI, Although you're the one who must pay monthly premiums for this coverage, it protects the lender, not you.

    May 20th 2015

  • For sale sign outside white house 4 smart moves for buying a short sale

    Although the number of short sales has fallen, they remain plentiful in some states and you can still find some serious bargains -- the major reason any buyer messes with the arduous short-sale process.

    May 15th 2015

  • Couple outside a house with a real estate agent Should you lend your kids money to buy a home?

    Lending money to your child is risky business. But if you can avoid the personal pitfalls and convince the federal government that this is really a loan, and not a gift, the Bank of Mom and Dad can be a financial boon for everyone in the family.

    May 13th 2015

  • White house on top of money May mortgage rates make it easier to buy or refi

    Home loans have been getting cheaper, defying expectations that they would become more expensive as the Federal Reserve ended its campaign to drive down long-term interest rates. Jumbo loan rates even hit a record low last month.

    May 10th 2015

  • How to buy a condo with confidence

    It's not enough to find a good location at an affordable price. Condo buyers must consider lots of extra costs, from association fees and special assessments, to how well the building is maintained and how strictly it enforces rules on everything from noise to pets.

    May 9th 2015

  • Hundred dollar bill folded in shape of a house How to save on closing costs

    You’ve scouted out the best mortgage rate and fought hard to get the best price on your new home. But your bargaining shouldn’t stop there. Here's how you can save on everything from settlement fees to title insurance.

    May 8th 2015

  • Gold house on top of arrayed dollar bills 8 questions Good Faith Estimates should answer

    Your Good Faith Estimate summarizes the key terms of your home loan, from interest rates to closing costs. Use it to make sure you're getting the mortgage you've been promised and avoid any nasty surprises before you sign on the dotted line.

    May 2nd 2015

  • How to tell if mortgage points are worth the cost

    Paying points to get a lower rate on a mortgage is almost always a losing proposition. That’s because most homeowners don’t keep their mortgages long enough to do more than recoup the up-front cost .

    May 1st 2015

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