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Mortgage Advice

  • model house on mortgage documents 7 big questions your Closing Disclosure can answer

    Borrowers applying for a mortgage after Oct. 3, 2015, get a five-page form designed to make home loans easier to understand before the deal is finalized.

    February 15th 2017

  • worried couple looking at document 7 mortgage fears that sideline homebuyers

    Would you like to buy a home but worry that you'd never qualify for a mortgage? It's time to stop guessing and evaluate your chances to land a loan based on everything from how much you make to your credit score. Believe it or not, the odds are in your favor.

    February 14th 2017

  • Couple outside a house with a real estate agent Should you lend your kids money to buy a home?

    Lending money to your child is risky business. But if you can avoid the personal pitfalls and convince the federal government that this is really a loan, and not a gift, the Bank of Mom and Dad can be a financial boon for everyone in the family.

    February 13th 2017

  • White house on top of money with current mortgage rates Mortgage rates inch up in February

    Current mortgage rates are higher than they were last February. Still, home loans are still historically low and a little easier to obtain, too.

    February 9th 2017

  • Hundred dollar bill folded in shape of a house How to save on closing costs

    You’ve scouted out the best mortgage rate and fought hard to get the best price on your new home. But your bargaining shouldn’t stop there. Here's how you can save on everything from settlement fees to title insurance.

    February 8th 2017

  • 8 critical questions your Loan Estimate will answer

    Borrowers are receiving a new form called a Loan Estimate after they apply for a mortgage. It explains the key terms, from interest rates to closing costs, and ensures you're getting the home loan your lender promised.

    February 2nd 2017

  • How to tell if mortgage points are worth the cost

    Paying points to get a lower interest rate is almost always a losing proposition because most homeowners don’t keep their loans long enough to recoup the up-front costs. Are you an exception to the rule?

    February 1st 2017

  • for sale sign in front of a house. 4 smart moves to challenge a home appraisal

    A low estimate causes about 1 in every 10 home sales to fall through each month, agents report. Here's what to do when an appraisal of your home's value seems to miss the mark.

    January 25th 2017

  • Reverse mortgage disadvantages Reverse mortgage disadvantages and advantages

    Can a reverse mortgage help you? Before utilizing it as a tool, take time to thoroughly understand reverse mortgage disadvantages and advantages.

    January 23rd 2017

  • blue foreclosure sign in front of house 7 smart moves for buying a foreclosure

    Deals on foreclosures are still out there. But they're not as easy to find as they were a few years ago, and you still need to avoid all of the costly pitfalls that can turn any repossessed home into a burden, not a bargain.

    January 23rd 2017

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