Mortgages

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A Homebuyer’s Guide to Record-Low Mortgage Rates in 2020

To say the economy has been tough in 2020 would be an understatement. The coronavirus pandemic has caused significant damage to the job market, w…

What To Do if You Can’t Pay Your Mortgage

Point of Interest If you’re a homeowner who’s struggling to make your mortgage payments, there are a number of options available to help you out.

Mortgages in Forbearance Will be Eligible for Refinance

Point of Interest Homeowners with federally-backed loans that are in forbearance will be eligible for loan refinancing under new Federal Housing…

Cash-out Mortgage Refinancing: Pros and Cons

Point of Interest Cash-out refinancing allows you to convert the equity in your home to a lump sum of cash by extending your mortgage.  A cash-ou…

How to Get an FHA Loan

Point of Interest FHA loans are beneficial for first-time homebuyers, low-income buyers or those with higher DTI ratios. These loans fit a wide v…

What are Seller Concessions?

Point of Interest Homebuyers can save on upfront fees by asking the seller to pay some or all of the closing costs during the negotiation process…