Mortgages

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Is a Recession a Good Time to Buy a Home?

Point of Interest A recession offers several advantages to homebuyers who are in a financial position to purchase, including lower prices, better…

What Is a Reverse Mortgage?

Can a reverse mortgage help you? Before utilizing it as a tool, take time to thoroughly understand where they add value … and where they don’t.

The Economic Updates From This Week’s Fed Meeting Mean Good Things for Homebuyers

The Federal Open Markets Committee, or FOMC — which is the part of the Federal Reserve that manages the policies and policymaking regarding the n…

Are Mortgage Points Worth It?

Paying points to get a lower interest rate is almost always a losing proposition because most homeowners don’t keep their loans long enough to recoup the up-front costs. Are you an exception to the rule?

How to Change the Racial Biases in Lending

So, overall, the stats for racial biases in lending clearly aren’t great, even after the rise of computer-based lending decisions and other…

How Racial Biases Affect Lending

If recent history has taught us anything, it’s that racial biases have seeped into and infected every part of our lives. While progress has…