Bad credit

A term that refers to a person’s FICO credit score — a number between 300 and 850 that reflects a person’s history of paying bills on time and managing debt. Your score may be viewed differently by different lenders, but a score of 620 or lower is generally considered subprime. Having bad credit means it will be harder for you to get a credit card or a mortgage, student or car loan. And if you do get a loan or credit card, your interest rate will be higher because you are considered a credit risk.

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6 Tips to Land a Job with Bad Credit

Employers in most states have the right to check credit reports and and reject job candidates with a record of unpaid bills and debts. That's why job seekers should know their rights and be ready to deal with unflattering information that could sink an application.