Savings

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How to Build a Budget

Points of Interest Creating a budget doesn’t have to mean complex spreadsheets or tons of different categories. You can set your budget with big-…

What is an Add-On CD?

Point of Interest Add-on CDs provide an extra layer of flexibility for people looking to invest money but who might not be ready to put up all th…

Personal Finance 101: Here’s Where to Start

Point of Interest Getting started with personal finances isn’t complicated — but you’ll need a solid plan and some key tools to get headed down t…

How to Calculate Interest on a Money Market Account

It really doesn’t make much difference whether your interest is compounded daily, monthly or quarterly.

How Lower Fed Funds Rate Affects Savings Rates

What are Fed’s funds rates?  The Federal funds rate is a specific number, or rate, set by the Federal Open Market Committee (FOMC), which is…

What Happened to INGDirect.com?

While INGDirect.com was not the first business in the U.S. to offer direct online banking, it offered one of the earliest simple online savings a…