LightStream, an online lender that’s a division of SunTrust Bank, has some of the best deals on new car financing we’ve seen this year. You’ll need very good credit to qualify, but those loans are available nationwide.
That’s nearly 2 percentage points below the average cost of a 60-month auto loan. PNC Bank also allows buyers to qualify for a loan before picking out a car and taking a blank check with them when they go shopping.
