Marriott Bonvoy Bold™ Credit Card Review

Consumers who stay at Marriott hotels can benefit from the travel rewards offered with Chase’s Marriott Bonvoy Bold™ Credit Card. Points quickly accrue from hotel bookings and travel purchases like taxis and flights, which cardholders can use to redeem rewards. Best of all  there’s no limit on points earned! The co-branded rewards card is best for travelers who frequent Marriott hotels and beginner travelers, as 7,000 Marriott locations provide plenty of options for accruing points.

However, it’s not a perfect option. The card might not be best for travelers who prefer hotel chains outside of the Marriott. Additionally, points earned are only about half what other cards offer, making this a dealbreaker for some.

The Essentials of the Marriott Bonvoy Bold™ Card

  • APR: 17.49% – 24.49% variable and 26.49% variable for cash advances.
  • Annual Fee: No annual fee.
  • Primary Feature: 3x points for every $1 spent in Marriott Bonvoy hotels, 2x points for every $1 spent on travel purchases like trains, cabs and flights, and 1x points for every $1 spent on general purchases.
  • Introductory Bonus Offer: Limited Time Offer — Earn 50,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.

What’s Interesting about the Marriott Bonvoy Bold™ Card

The Marriott Bonvoy Bold™ Card is a travel reward card specific to consumers who stay Marriott hotels. It’s also a great card for beginner travelers. With 3x points earned for every dollar spent at the hotel chain, cardholders will find that points can quickly accumulate. Additionally, cardholders who travel can benefit from not having a foreign transaction fee. They’ll also have plenty of perks with the travel insurance the card provides. The Marriott Bonvoy Bold™ Card includes several travel perks like coverage for lost, delayed, and damaged bags. Concierge service, purchase protection, and reimbursement for trip delays are also included.

Other benefits include 15 elite qualifying nights each year (qualifies you for silver status), no foreign transaction fees, trip delay reimbursement, purchase protection, baggage delay insurance, lost luggage reimbursement, trip delay reimbursement, purchase protection, Visa Signature Concierge. The introductory bonus is good when compared to what other cards offer. For a limited time offer, cardholders can earn 50,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening. Other credit cards might only include 20,000 points with $1,000 in eligible purchases.

Things to Consider

There are a few concerns with the Marriott Bonvoy Bold™ Card. The Marriott Bonvoy Bold™ Card doesn’t have an annual fee, so it’s sacrificing a few benefits other cards might have.

While the Marriott Bonvoy Bold™ Card offers 1x to 3x reward points, it’s not the best rate when compared to other cards. Some travel rewards credit cards offer 7x points for every dollar spent on purchases. While that’s rare, it’s more common to see cards that offer 5x points for restaurants, gas, and groceries and 3x points on general purchases. Hence, consumers with credit cards offering higher points might use a different card as their go-to card.

Despite this, the Marriott Bonvoy Bold™ Card is good for beginner travelers. It offers great perks like travel insurance, points for hotel stays, and the intro bonus.

How to Get the Most from this Card

To get the most from the Marriott Bonvoy Bold™ Card, cardholders should frequent the brand to earn 3x points. This can help if they are business travelers or individuals who travel on vacation a few times a year. Cardholders should look for offers from the Marriott. For example, a bonus point offer from Marriott Bonvoy might give cardholders 1,500 points.

If cardholders end up staying at least 10 nights at Marriott hotels during a calendar year, they can earn Silver Elite status. This means cardholders will earn 10% bonus points as well as receive a number of other hotel-related perks.

There’s also no limit on the number of points cardholders can receive. Points can transfer to about 40 airline partners, and the ratio is 3:1.

To maximize rewards, cardholders might want to book their stay when Marriott offers the fifth night free. With the introductory offer, they need to spend the $1,000 within the first 90 days to receive the bonus. They can then use the cash bonus toward a future payment, as a check in the mail, or toward future travel.

Other Card Options that Might Interest You

Consumers who want a high bonus offer might want to explore the Chase Sapphire Reserve®. The bonus offer is 50,000 points after cardholders spend $4,000 on eligible purchases within the first three months from account opening. The annual fee is high at $550, but $300 in annual travel credit can help offset the difference. Similar to the Marriott Bonvoy Bold™ Card, cardholders can earn 3x points, but they don’t need to make purchases at Marriott hotels. 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases.

Another card consumers might like is the Hilton Honors American Express Card, which has no annual fee. It includes 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands and 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.

The Final Word

The Marriott Bonvoy Bold™ Card is ideal for new travelers and those who frequent the brand. With no annual fee, the card lets users earn 3x points when shopping with the brand and qualify for elite status. However, the 1x to 3x points are low when compared to other cards. Despite this, the card has a few promising perks, like no foreign transaction fees and no annual fee. Cardholders can also earn Marriott points toward free night stays with the brand, which has over 7,000 locations.

Consumers who don’t prefer Marriott hotels might want to select a different card. The Marriott Bonvoy Bold™ Card only offers 2x points for travel purchases and 1x points for general purchases. Consumers who shop around might find 5x to 7x points with other credit cards.