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How Lower Fed Funds Rate Affects Banks & Lenders

In times of economic duress, such as has been caused by the coronavirus pandemic, there are a lot of financial variables to keep track of. One of…

How Lower Fed Funds Rate Affects Savings Rates

What are Fed’s funds rates?  The Federal funds rate is a specific number, or rate, set by the Federal Open Market Committee (FOMC), which is…

How Lower Fed Funds Rate Affects Personal Loans

The federal government regulates interest rates, making it more or less attractive for banks to borrow money from each other. This activity also…

COVID-19 Budget? Think Again… 38% of Americans Don’t Plan a Budget at All

Quick facts on Americans and personal budgeting 38% of Americans have not created a personal budget in at least 10 years or have never created on…

Mortgage Rates for July 6, 2020

If you’ve been looking forward to another mortgage rate drop, you’re in for some good news. Several mortgage rates declined today, in…

Down Payment Assistance Grants: Everything You Need to Know

When purchasing a home, making a sizeable down payment comes with several advantages. You can potentially save on interest because you borrow les…

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