Home Equity - All about line of credit

Latest advice on home equity loans, HELOC and line of credit

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Home Equity Advice

  • House made of money with rays of light coming out Tapping home equity is cheap if you qualify for a loan

    Home equity lines of credit are great for home renovations or college bills, and lenders are charging 4% or less in many parts of the country. But is your home worth enough to support a second mortgage?

    March 24th 2015

  • Elderly man and younger woman holding mortgage Dying with a mortgage: What happens to your home?

    Will your heirs get to keep your home? We've found five likely scenarios if you should die before your mortgage is paid off.

    March 17th 2015

  • How to cope with HELOC payment shock

    If you’re among the millions of Americans bracing for the minimum payment on your home equity line of credit to go up – way up – there’s no need to panic. There are lots of ways to deal with repaying this debt.

    March 14th 2015

  • toy house on fanned money 4 smart moves for using home equity

    The average cost of a $30,000 home equity line of credit fell to 4.72% at the end of 2014. That's the cheapest those loans have been since August 2004 – or nearly 10 years ago. But you still need to be very careful when tapping the value of your home.

    March 7th 2015

  • 5 reasons your home isn't selling

    if you've had a "For Sale" sign languishing in your yard for more than a couple of months, there's a good chance you're doing something wrong or have a problem that you're unaware of and haven't addressed. Here's how to get your property moving.

  • 11 biggest remodeling mistakes

    Whether you're redoing your kitchen or tackling a smaller project, our expert tips will help you avoid the biggest remodeling mistakes.

  • How to replace your furnace

    If your home isn’t getting the right amount of heat at the right price, it could be time to replace your furnace. Our 10 tips will guide you.

  • 8 critical home repairs you can't ignore

    Some home repairs you can postpone forever. These are the kinds of leaks, shorts, cracks and critters that can lead to exceptionally expensive, even catastrophic, damage that you simply can't ignore.

  • Paying more now could save your home later

    Wells Fargo no longer allows home equity line of credit borrowers to make interest-only payments on their loans, meaning minimum monthly payments will rise. But this move could also save your house from foreclosure.

  • How to renovate on a budget

    These 6 smart moves will help you make shrewd choices in updating your house while avoiding costly budget overruns.

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