Today's Interest Rates and Financial Advice:

Financial Advice

• Where to find higher yields

  The Federal Reserve seems determined to hold CD rates at record lows for at least the next 18 months -- maybe longer. So why not consider one of these options to boost your annual returns to 3%, 5% or even more.

  April 23rd 2014

• Pay just 4.125% for a 30 year home loan, no points

  Epic Financing has one of April's best deals on a 30-year fixed-rate mortgage. Although Epic only writes loans in two states, we'll tell you how to search for the lowest cost loans in your area. Maybe you can find a lender who will match it.

  April 22nd 2014

• What tempts us to start Social Security too early?

  Too many seniors are settling for smaller Social Security checks by starting their retirement benefits too before they need the money. New psychological research suggests that two detrimental behaviors -- loss aversion and perceived ownership -- are driving that poor judgment.

  April 21st 2014

• New 2-year CD pops to top of our national rankings

  Don’t invest a cent until you've checked out our rankings of the best-paying 2-year CDs. Earn up to 1.26% with our leading nationally available returns and 1.75% if you can qualify for one of our favorite local deals.

  April 19th 2014

• Vanguard vs. T. Rowe Price 2035 Target Funds

  Vanguard and T. Rowe Price offer two of the most respected target date funds around. But which one is the best if you have to choose for your retirement fund?

  April 18th 2014

• Mortgage rates drift lower despite the Fed

  Home loans have defied expectations that they would be getting more expensive this year because the Federal Reserve is ending its campaign to drive down long-term intererest rates. That should help anyone shopping for a home this spring.

  April 17th 2014