Today's Interest Rates and Financial Advice:

Financial Advice

• 5 things you should know about target-date funds

  Target-date funds are the best retirement fund investment for a majority of savers. They guarantee you'll have a well-diversified portfolio, with low fees and no work on your part. That lets you concentrate on finding more money to put in them.

  July 24th 2017

• Tapping home equity is relatively cheap if you can qualify for a loan

  Home equity lines of credit can be a cheap way to borrow money for home renovations, college bills or credit card debt. But is your home worth enough to support a second mortgage?

  July 24th 2017

• 6 costs to expect when caring for aging parents

  Having an elderly parent live with you in your home can be much cheaper than moving mom or dad into an independent or assisted-living facility. But having another person in your home will still bring extra expenses.

  July 21st 2017

• Get your paperwork ready before applying for a mortgage

  Here's a checklist of what you'll need and it's extensive — W-2s, pay stubs, bank statements, tax returns, brokerage statements and more. It's never too early to start a file and fill it up.

  July 21st 2017

• 5 simple steps to the best deal on a new car or truck

  You need the right information and a savvy negotiating strategy to drive away with the lowest price and cheapest loan. Let us show you how to be a smart, confident buyer.

  July 20th 2017

• What you need to know about private mortgage insurance

  If you don't make a 20% down payment, you'll be required to carry private mortgage insurance, or PMI. Although you're the one who must pay monthly premiums for this coverage, it protects the lender, not you.

  July 20th 2017