Today's Interest Rates and Financial Advice:

Financial Advice

• 7 big questions your Closing Disclosure can answer

  Borrowers applying for a mortgage now get a five-page form designed to make home loans easier to understand before the deal is finalized.

  January 15th 2019

• 7 mortgage fears that sideline homebuyers

  Would you like to buy a home but worry that you'd never qualify for a mortgage? It's time to stop guessing and evaluate your chances to land a loan based on everything from how much you make to your credit score. Believe it or not, the odds are in your favor.

  January 14th 2019

• See if you're ready to retire with the 4% rule

  It's still one of the best ways to tell how much monthly income you can generate from your nest egg without having to worry about outliving your savings.

  January 11th 2019

• Bring realistic expectations to home inspections

  Here's how to find a competent home inspector and put the report to the best possible use. But you can't expect an inspector to find every single flaw in the property you're planning to buy — or save you from making a terrible mistake.

  January 11th 2019

• Mortgage rates fall in January 2019

  Current mortgage rates are higher than they were last January. But rates on home loans are still historically low and a little easier to obtain, too.

  January 9th 2019

• 7 smart moves for getting started as a landlord

  With mortgage rates low and a shortage of rental housing in many cities, this is still a good time to invest in rental property. But turning a profit requires some work.

  January 9th 2019