State programs can help you buy a home From low-cost mortgages to cash for down payments, every state offers some kind of help, especially for first-time buyers.
	How to land the best loan Our plan will help you find the cheapest possible mortgage and walk you through the application process.
	10 questions your GFE should answer Use your good faith estimate to make sure you're getting the loan you've been promised and avoid nasty surprises.
	VA loans: The best mortgages around If you've served in the military, you can qualify for a good rate even with bad credit and no money for a down payment.
	10 smart moves for buying a foreclosure You'll save 10% to 20% -- even after repairs -- if you get a good deal and avoid the costly pitfalls.
	How to take advantage of a short sale These smart moves can help you buy a home at a bargain price without all the damage and repairs of a foreclosure.
	The ABCs of Obama's anti-foreclosure plan Here's how you can benefit from Washington's most ambitious effort to modify or refinance unaffordable mortgages.

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	Most mortgages rates climb this week The average conventional 30-year, fixed-rate mortgage costs 5.24%, while the average jumbo loan costs 6.16%.
	Tax credit drives surge in home sales WASHINGTON - Extraordinary government efforts to stabilize the housing market are paying off.
	Banks concentrate on covering losses Dec. 21--President Obama has been demanding that banks start lending again, but the unstated secret is that banks are not lending much because they are busy paying back their government aid and covering losses of $1 trillion or more on defaulting loans.
	New rules to give heads up on higher rates WASHINGTON - Consumers taking out credit cards, home mortgages, auto and other types of loans will be notified when they are offered higher interest rates because of their poor credit histories, under new rules issued Tuesday.
	Borrowers with modified loans struggling WASHINGTON - One of the biggest challenges to ending the foreclosure crisis is this: A surprising number of homeowners who get their monthly payments reduced fall behind again within a year.
	Banks getting a bum rap on not lending? NEW YORK - Unlike big-city bankers, Stan Wilmoth didn't make lots of dumb loans during the boom.

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	Home prices expected to fall again in 2010 Foreclosures will continue to flood the market with cut-rate inventory, but values will grow again in 2011, economist says.
	Pay a reasonable loan origination fee Check your good faith estimate carefully to be sure you're being charged an acceptable amount.
	Take full advantage of the tax credits U.S. extends and broadens the deal for home buyers, and it's particularly valuable because it reduces your tax bill dollar for dollar.
	How to avoid foreclosure It's not always easy to find, but help is available -- if you know where to look for it.
	Buy foreclosures through agents, not auctions That way, you won't be up against professional investors who are expert bidders.
	Refinance if you can save a point of interest For every point you shave off your loan, you'll pocket $65 a month for every $100,000 you borrow.

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