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What to do if you're underwater on your mortgage

Here's how to evaluate the 5 options all homeowners in this situation have, from sitting tight to walking away.

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The Fed says interest rates won’t rise until late 2014 — if then That's at least a year-and-a-half later than savers struggling to earn a reasonable return on their bank deposits had expected -- or at least hoped.
Winter’s record-low mortgage rates could increase thanks to Congress Monthly mortgage payments are expected to go up $80 or more per $100,000 borrowed to pay for a tax break for millions of workers.
Credit cards boost benefits on balance transfer deals We've found a growing number of offers that allow you to pay no interest for a year or more on debt moved from other cards plus lower balance transfer fees.
Conquer winter’s worst weather with these 7 tough rides Our picks will get you through the deepest snow and mud in surprising comfort at prices that range from affordable to extravagent.
Tapping home equity is cheap, but qualifying for a loan is tough Home equity lines of credit are great to use for home renovations or to pay for college, but many homeowners don't qualify because they don't have enough equity built up.
Success Story: A money-saving, bargain-shopping mom Karen Hoxmeier never pays full price for anything, whether its groceries, clothing or electronics. Here's how she does it.

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By: Mike Sante

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