Today's Interest Rates and Financial Advice:

Financial Advice

• What kind of return can we expect from a 401(k)?

  Something like 5% or 6% a year is reasonable, and long-term returns from 10 big mutual funds often found in 401(k) retirement plans show you could make even more than that.

  August 16th 2017

• 7 big questions your Closing Disclosure can answer

  Borrowers applying for a mortgage now get a five-page form designed to make home loans easier to understand before the deal is finalized.

  August 15th 2017

• Turn your investments over to a robo-adviser

  Websites using the same algorithm-based asset management strategies employed by human financial advisers are the hot new thing in investing. They provide a wide range of automated services at a fraction of the cost.

  August 14th 2017

• 7 mortgage fears that sideline homebuyers

  Would you like to buy a home but worry that you'd never qualify for a mortgage? It's time to stop guessing and evaluate your chances to land a loan based on everything from how much you make to your credit score. Believe it or not, the odds are in your favor.

  August 14th 2017

• Mortgage rates fall in August 2017

  Current mortgage rates are higher than they were last August. Still, home loans are still historically low and a little easier to obtain, too.

  August 9th 2017

• 4 smart moves for using home equity

  The average cost of a $30,000 home equity line of credit has been around 4.8% all year. That's as cheap as those loans have been in more than a decade. But you still need to be very careful when tapping the value of your home.

  August 7th 2017