Today's Interest Rates and Financial Advice:

Financial Advice

• Have oceans of fun at these beach condos

  Yes, there are affordable summer beach condos out there. And we found 9 examples, some in busy resort towns, others in laid-back locales.

  July 23rd 2014

• Best, and worst, 401(k) plans...Debt scams target student loans...Super cheap books...Divorce after 50...And more

  Here's where savvy savers will find all of the news and information they need to manage their money and build financial security.

  July 22nd 2014

• 5 things you should know about target date funds

  Put your retirement plan on auto pilot with a target date fund, which automatically rebalances your portfolio over time.

  July 21st 2014

• Pay just 3.75% for a fixed-rate 30-year home loan

  National Mortgage Alliance has one of July's best deals on 30-year fixed-rate mortgages and they're available nationwide. Don't have much cash for a down payment? FHA loans start at 3.25%.

  July 20th 2014

• What if we all worked for tips?

  Imagine if you had to rely directly on the goodwill and generosity of the people you serve in order to make a living wage. When you decide whether and how much to tip, you have an opportunity to make a significant economic contribution to a real person.

  July 18th 2014

• Pocket up to 1.30% with July's leading 1-year CDs

  You've got to take advantage of the best local and nationally available deals on 12-month CDs. All of these banks and credit unions pay at least four times more the national average on these popular certificates of deposit.

  July 18th 2014