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Mortgages
Mortgage rates are creeping up from last year's record lows but remain affordable
Lenders have loans for 5% or less in most markets ...
COMPARE MORTGAGE RATES
Find rates in your area by selecting a state:  GO
MORTGAGE FEATURES
From low-cost mortgages to cash for down payments, every state offers some kind of help, especially for first-time buyers.

Our plan will help you find the cheapest possible mortgage and walk you through the application process.

Use your good faith estimate to make sure you're getting the loan you've been promised and avoid nasty surprises.

But you'll still need a substantial income, little debt and a big down payment to take advantage of the low rates.

If you've served in the military, you can qualify for a good rate even with bad credit and no money for a down payment.

You'll save 10% to 20% -- even after repairs -- if you get a good deal and avoid the costly pitfalls.

These smart moves can help you buy a home at a bargain price without all the damage and repairs of a foreclosure.

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The average conventional 30-year, fixed-rate mortgage costs 5.26%, while the average jumbo loan costs 6.14%.

WASHINGTON - Some Federal Reserve policymakers last month were conflicted over whether to expand or cut back a program intended to drive down mortgage rates, bolster the housing market and keep the recovery going.

LOS ANGELES - It wasn't the first time that Katherine Scheri ruined a real estate agent's day with a low property appraisal.

WASHINGTON - Stronger regulation should be the first line of defense against excessive speculation that could send the economy into a new crisis, Federal Reserve Chairman Ben Bernanke said Sunday.

WASHINGTON - The government's Christmas Eve pledge of unlimited financial aid to mortgage giants Fannie Mae and Freddie Mac is aimed at making sure the housing market doesn't take another turn for the worse and cause the economic recovery to unravel.

SACRAMENTO, Calif. - Hammered by a housing downturn that contributed to the state's budget crisis, California is boosting protections for home buyers and punishing brokers who mislead borrowers and steer them into costly loans.

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Foreclosures will continue to flood the market with cut-rate inventory, but values will grow again in 2011, economist says.

Check your good faith estimate carefully to be sure you're being charged an acceptable amount.

U.S. extends and broadens the deal for home buyers, and it's particularly valuable because it reduces your tax bill dollar for dollar.

It's not always easy to find, but help is available -- if you know where to look for it.

That way, you won't be up against professional investors who are expert bidders.

For every point you shave off your loan, you'll pocket $65 a month for every $100,000 you borrow.

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MORTGAGE CALCULATORS
Mortgage calculator
Calculate the monthly payments for any fixed-rate loan. Just enter the amount and terms.
Rent or buy?
Know when to buy your first home by considering all of the costs and tax breaks.
Should you refinance?
That depends on how much you’d save with a new mortgage.
How much must you earn?
Determine the minimum income you’ll need for the mortgage you want.
How much home can you afford?
Figure out how much you can borrow based on how much you make and how much you owe.
Fixed-rate or adjustable-rate mortgage?
Compare monthly payments to find the right type of home loan for you.
ARM calculator
Calculate the payments for any adjustable-rate mortgage. Just enter the amount and terms.
Does a cash-out refi make sense?
See what it would cost to consolidate auto and credit card debt into a new mortgage.
10 questions for mortgage lenders
Find the best possible loan by getting all the information you need.
Mortgage buying checklist
Keep this complicated process on track right through a successful closing.
Questions to ask about homeowners insurance
The answers will help you get the right coverage and the best possible price.
12 refinancing questions
What to ask potential lenders when you need a new mortgage.
Create a budget
Manage your money more effectively with our easy-to-use work sheets.
Build an emergency fund
Figure out how big your financial cushion should be.
Dealing with debt
Take a comprehensive look at all your bills and develop a plan to pay them off.
Fix credit report mistakes
Use this form letter to dispute errors.
DASHBOARDS - TODAY'S RATES AND TRENDS
 Compare mortgage rates in your area by selecting a state:  GO
MORTGAGE REPORTS
Home prices

How they're changing in 140 cities

First-time buyer

Which mortgage is right for you?

FHA loan limits by county

Maximum loan limits set by FHA
MORTGAGE Q&A
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National mortgage rates
1/7/2010 11:19:57 AM