Real Estate Settlement Procedures Act (RESPA)

A federal law, called RESPA, that protects consumers from abuses during the residential real estate purchase and loan process by requiring lenders to disclose all settlement costs, practices and relationships. Source: HUD

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Setting Realistic Home Inspection Expectations

Here's how to find a competent home inspector and put the report to the best possible use. But you can't expect an inspector to find every single flaw in the property you're planning to buy — or save you from making a terrible mistake.

How to Save on Closing Costs

You’ve scouted out the best mortgage rate and fought hard to get the best price on your new home. But your bargaining shouldn’t stop there. Here's how you can save on everything from settlement fees to title insurance.