Interest rate

The rate charged for the use of money, most often expressed as a percentage and an annualized figure. In consumer loans, it’s the rate charged to consumers who want to borrow. In deposits, it’s the rate offered by an institution that wants to use a consumer’s money.

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When Not to Refinance Your Mortgage

Here are the potential problems if you've had your home for a long time, plan to move soon or have a prepayment penalty.

Navy Federal Credit Union Auto Loans

This big credit union charges less than have the average cost of five-year, new-car loans.

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It works like an enforced savings plan with a big payoff -- owning your home free and clear.

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