Interest rate

The rate charged for the use of money, most often expressed as a percentage and an annualized figure. In consumer loans, it’s the rate charged to consumers who want to borrow. In deposits, it’s the rate offered by an institution that wants to use a consumer’s money.

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3 free ways to pay your mortgage faster

Paying extra on your mortgage can shave years off your home loan and save tens of thousands of dollars in interest charges. Here's how to get all of the benefits of paying off your mortgage more quickly without wasting hundreds of dollars a year on an accelerated payment plan.

When Not to Refinance Your Mortgage

Here are the potential problems if you've had your home for a long time, plan to move soon or have a prepayment penalty.

Navy Federal Credit Union Auto Loans

This big credit union charges less than have the average cost of five-year, new-car loans.

How to Build the Best CD Ladder?

Here's how to maximize your earnings by purchasing multiple certificates of deposit with different maturity dates.