Interest rate

The rate charged for the use of money, most often expressed as a percentage and an annualized figure. In consumer loans, it’s the rate charged to consumers who want to borrow. In deposits, it’s the rate offered by an institution that wants to use a consumer’s money.

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How Much House Can You Afford?

How much house can you afford? If that's on your mind, you're in good company. Mortgage rates are still historically low, making it a good time to purchase.

When Not to Refinance Your Mortgage

Here are the potential problems if you've had your home for a long time, plan to move soon or have a prepayment penalty.

Navy Federal Credit Union Auto Loans

This big credit union charges less than have the average cost of five-year, new-car loans.

How to Build the Best CD Ladder?

Here's how to maximize your earnings by purchasing multiple certificates of deposit with different maturity dates.