Debt

Money that is owed to a person or entity, such as a financial institution. People incur debt by taking out large consumer loans to buy a house or car or to attend college, or by taking out smaller consumer loans via use of credit cards. Any of these kinds of loans charge interest.

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Saving Success Story

The first $100,000 is always the hardest $100,000 to save. Here's how Marie and Ed Peters have almost accomplished that while still in their 20s.