Auto insurance

An insurance policy purchased by vehicle owners to cover the costs of an accident. Premiums can be paid monthly to annually and vary according to age, gender, years of driving experience, accident history and other factors. Most states require vehicle owners to buy a minimum amount of auto insurance. Policyholders can opt to take on more risk by increasing the amount of their deductible.

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How Much Should You Spend on a Car?

Just because the monthly payments won't break you doesn't mean it's a good idea to let car payments gobble up a huge chunk of your paycheck. Here's a quick and easy way to figure out how much you can afford to spend on a new car or truck.