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How Do Certificates of Deposit (CDs) Work?

How Does a Certificate of Deposit Work? While the compact disc has aged poorly, the bank version of the CD — the certificate of deposit — retains…

Best Banks and Credit Unions of 2020

You probably think you know your banks. Most people take out an account in their younger years, with the help of their family or loved ones. But…

The Best 30-Year Mortgage Rates

If you’re ready to buy a home or a new property, you’re probably in the market for a mortgage. A mortgage is a legal document you sign to obtain…

Best Second Mortgage Rates

Points of Interest A second mortgage offers homeowners the financial opportunity to tackle a costly project. It’s essential to shop and compare l…

Should You Pay Extra on Your Mortgage?

Paying down debt is always a good idea. It will reduce the amount you pay in interest and shorten the length of your loan. But it might not be the wisest use of your money until you’ve done these three things.

Is Refinancing Your House or Car Always a Good Idea?

Point of Interest Refinancing a home or car can help you lower monthly payments, reduce your overall costs and access equity — but you’ll need to…

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