Mortgages

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7 Steps to Becoming a Landlord

With mortgage rates low and a shortage of rental housing in many cities, this is still a good time to invest in rental property. But turning a profit requires some work.

How to Save on Closing Costs

You’ve scouted out the best mortgage rate and fought hard to get the best price on your new home. But your bargaining shouldn’t stop there. Here’s how you can save on everything from settlement fees to title insurance.

9 Strategies to Win a Bidding War when Buying a Home

Existing homes continue to be snapped up at a record pace, and competition remains fierce. That’s why buyers need a winning strategy to compete for their dream home.

8 Questions Your Loan Estimate Will Answer

Borrowers are receiving a new form called a Loan Estimate after they apply for a mortgage. It explains the key terms, from interest rates to closing costs, and ensures you’re getting the home loan your lender promised.

Are Mortgage Points Worth It?

Paying points to get a lower interest rate is almost always a losing proposition because most homeowners don’t keep their loans long enough to recoup the up-front costs. Are you an exception to the rule?

Make Tough Refinancing Work With An FHA Loan

Low credit scores? Too much debt? With the government standing behind you, banks and mortgage companies can make loans they wouldn’t normally offer at competitive interest rates that could cut your monthly payments by hundreds of dollars.