Loans

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3 Roadblocks To Auto Loan Refinancing

It may be possible to substantially lower your monthly payments and reduce the total amount of interest you ultimately pay by refinancing your auto loan, but it’s very hard to do.

How to Change the Racial Biases in Lending

So, overall, the stats for racial biases in lending clearly aren’t great, even after the rise of computer-based lending decisions and other…

How Racial Biases Affect Lending

If recent history has taught us anything, it’s that racial biases have seeped into and infected every part of our lives. While progress has…

How Much Should You Spend on a Car?

Just because the monthly payments won’t break you doesn’t mean it’s a good idea to let car payments gobble up a huge chunk of your paycheck. Here’s a quick and easy way to figure out how much you can afford to spend on a new car or truck.

What is APR and How Does It Affect Your Personal Loan?

Point of Interest APR is a useful tool for calculating how much in total a loan will cost to take out and repay. Annual percentage rate (APR) is…

What to Consider When Buying a New Vs. Used Car

Point of Interest To properly evaluate the costs of buying new vs. used cars, consider warranties, maintenance costs, resale value and other fact…