Marriott Bonvoy Boundless Credit Card Review

The Marriott Bonvoy Boundless Credit Card is a travel rewards card that earns points for every dollar spent — points that can be redeemed primarily for Marriott Bonvoy hotel stays as well as converted into airline miles, travel package, or online shopping credits.

This card features a limited time offer bonus reward offer of 100,000 points if you spend $5,000 or more within the first three months of opening your account and earns 6x points for every dollar spent at participating Marriott Bonvoy hotels. The card also comes with a annual fee of $95.

With a focus on points accumulation and increased earning potential if you frequently stay at Marriott properties, this card is a good fit for regular travelers who stay primarily at Marriott Bonvoy locations.

The Essentials of the Marriott Bonvoy Boundless Credit Card

  • APR: 17.49% – 24.49% variable
  • Annual fee: $95
  • Primary feature: 2x points for all purchases and 6x points for stays at participating Marriott Bonvoy hotels
  • Introductory bonus offer: Limited time offer of 100,000 bonus points if you spent at least $5,000 in the first three months

What’s Interesting about the Marriott Bonvoy Boundless Credit Card

This card is designed to help you earn travel rewards points quickly, with a 100,000-point bonus offer for initial spending and 6x points for all stays at participating Marriott Bonvoy hotels. Cardholders also earn 2x points for every dollar spent on other purchases.

in addition, you’ll receive a Free Night Award starting on your first account anniversary which can be redeemed for a free night at Marriott Bonvoy properties, up to a value of 35,000 points. The Marriott Bonvoy Boundless Credit Card also confers automatic Silver Elite Status which grants a 10% bonus to points earned during Bonvoy hotel stays along with priority late checkouts, free Wi-Fi, and no blackout dates for reservations.

Points can be redeemed directly for stays at Marriott Bonvoy properties or exchanged for airline miles or travel packages. You can also combine cash and points on a single reservation to help offset the cost of travel.

Things to Consider

The Marriott Bonvoy Boundless Credit Card offers an industry-average APR and comes with a $95 fee. While there’s no penalty APR, late payments are assessed at $39, and free night stays are limited by hotel redemption levels. This card also offers a path to Gold Elite Status, but in addition to 25 stays per year, cardholders must also spend at least $35,000 per year on their Bonvoy card.

It’s also worth noting that while this card does allow point transfers to airlines and online retailers, points are most valuable when spent on Marriott properties. As a result, this limits your flexibility if you’re traveling to a city that doesn’t have a Bonvoy property or if you prefer a different hotel.

How to Get the Most from this Card

Getting the most from this card means committing to the Marriott Bonvoy brand for the bulk of your stays and spending. After spending $5,000 in the first 3 months you will receive the 100,000 bonus points for a limited time offer, but unlocking the full potential of this card means staying at Marriott properties to earn 6x points plus 10% extra points for Silver Elite Status. These points are best spent at Marriott property stays since they help move you up to Gold or Platinum Elite tiers, which confer greater point bonuses, room upgrades, and welcome gifts.

While the card does come with an annual fee, the Free Night Award more than makes up for this cost. You also earn points on free night and rewards redemption bookings, which means if you’re using this card, it’s worth staying at a Marriott Bonvoy hotel whenever possible.

Other Card Options that Might Interest You

If you’re not convinced that the Marriott Bonvoy Boundless Credit Card is the best fit for you, consider other options including the Marriott Bonvoy Bold Card. This card offers no annual fee and the limited time offer of 50,000 bonus points after spending $2,000 on purchases in the first three months. You also enjoy broader point earning options, with 3x points for every dollar spent at participating Marriott Bonvoy hotels, 2x points on all other travel-related spending, and one point per dollar for all other purchases. In addition, this card comes with automatic Silver Elite Status, has no foreign transaction fees, and includes both trip delay and lost luggage reimbursement up to $500 per ticket and $3,000 per passenger, respectively.

If you prefer a card that isn’t tied to a specific hotel chain, the Chase Sapphire Preferred Card may meet your needs. This card includes 60,000 bonus points if you spend $4,000 on purchases in the first three months, 2x points on all travel and dining purchases, and one point per dollar on all other spending.You can also redeem 5x points on Lyft rides through march 2022.Your points are worth 25% more when redeemed through Chase Ultimate Rewards®. This card also offers 15,000 points if you refer friends (up to five referrals equals up to 75,000 points), but does have a $95 annual fee.

The Final Word

The Marriott Bonvoy Boundless Credit Card offers substantial value for travelers who frequently stay at participating Marriott Bonvoy hotels and are looking to access both in-hotel rewards and long-term benefits. With 6x points earned for every dollar spent at Bonvoy hotels, 10% bonus points with Silver Elite status, annual free nights, and the ability to earn points on redeemed and free night stays, this card lets cardholders quickly accumulate points — and with enough spending, earn Gold Elite Status for the following year.

If you already stay at Marriott Bonvoy hotels and are looking for a card to boost your earning potential, the Marriott Bonvoy Boundless Credit Card is a solid choice that offers regular rewards and travel-specific perks. If you’re looking to earn points but prefer a more brand-agnostic option, other cards may better meet your needs.