Joshua Cox-Steib

Personal Finance Contributor

Joshua Cox-Steib is a personal finance contributor. He lives in Tulsa, OK, with his wife and their three pets. He spends his spare time reading, writing, and gardening. Find out more on Joshua Cox-Steib at

Most Recent

How Lower Fed Funds Rate Affects Banks & Lenders

In times of economic duress, such as has been caused by the coronavirus pandemic, there are a lot of financial variables to keep track of. One of…

How Lower Fed Funds Rate Affects Mortgage Rates

Point of Interest Fluctuations in the Federal Reserve target rate have wide-reaching ramifications for mortgage loans. Lowering the Fed funds rat…

How Much Should You Spend on a Car?

Just because the monthly payments won't break you doesn't mean it's a good idea to let car payments gobble up a huge chunk of your paycheck. Here's a quick and easy way to figure out how much you can afford to spend on a new car or truck.

What is APR and How Does It Affect Your Personal Loan?

Point of Interest APR is a useful tool for calculating how much in total a loan will cost to take out and repay. Annual percentage rate (APR) is…