Articles by Nicki Escudero

Nicki Escudero is a freelance writer and journalist with more than 18 years of experience in the publishing industry, writing for international publications such as USA Today, Entrepreneur, Marketing Land, American Art Collector magazine and the Arizona Republic. She is passionate about helping readers discover helpful tips that lead to happier, healthier lives. A former Australian expat, Nicki has a passion for world travel and loves to learn about new cultures.

Most Recent

Wells Fargo Mortgage Review 2020

Wells Fargo mortgage rates ProductInterest RateAPR30-year fixed rate2.875%2.996%15-year fixed rate2.500%2.720%5/1 ARM rate2.750%2.851% *Rates upd…

Should I Consolidate Debt With a Loan?

Point of Interest If you have multiple debts, you might want to consolidate your debts with a loan. Doing this can simplify your financial situat…

Down Payment Assistance: What is it and How to Get it?

Point of Interest Down payment assistance programs help aspiring homeowners get funding for a down payment. There are a variety of down payment a…

What Is the Difference Between a Credit Card and a Debit Card?

Point of Interest In this guide, we break down the debit card vs credit card differences to help you learn why and when you’d want to use these f…

Why Interest Rates Matter

Point of Interest Interest rates can seem like small differences in percentages. But even a tenth of a percent can make a massive difference in h…

Why You Should Switch to an Online Bank

You may already be familiar with the concept of online banking, which many physical banks offer. An online bank, however, is exclusively online,…