Articles by Michael Rand

Michael Rand is a business and personal finance writer based in Beverly, Massachusetts. He holds a master's degree in writing from Salem State University and spent years producing content for financial services clients as an agency writer. His work has been featured in publications like Interest.com, The Simple Dollar, and Monetize.info.

Most Recent

How to Find a Good Realtor

Buying a new home is one of the most significant  — and largest — transactions you’ll ever make, especially if you’re buying a home for the…

When to Buy a House

Point of Interest: Best Time to Buy a House Buying a home is one of the biggest decisions you’ll make in your lifetime, so it’s not one to make l…

What Is a Distressed Mortgage?

When a bank or other financial institution lends someone money, the borrower agrees to specific repayment terms for repaying their debt. That gen…

Starting an Emergency Savings Fund

Everyone knows that saving money is an important part of achieving financial goals like buying a house or saving for retirement. There’s mo…

What Is Escrow?

If you’re in the process of making any large purchases — especially a significant online purchase or a home — it’s important to know…

How to Ladder CDs Like a Pro

A CD, which stands for “certificate of deposit,” works in a similar way to a savings account. It’s a tool for both saving money and accruing inte…

Should You Refinance Your Mortgage?

Refinancing a loan can be an opportune way to lock in a better interest rate and save money in the long term. If you’re familiar with student loa…

The Best 10-Year Mortgage Rates

If you’re considering taking out a mortgage, it’s important to decide how long you want to take to repay the loan. By far, the most popular type…