Articles by Dona DeZube

Most Recent

What is a Closing Disclosure?

Borrowers applying for a mortgage now get a five-page form designed to make home loans easier to understand before the deal is finalized.

8 Questions Your Loan Estimate Will Answer

Borrowers are receiving a new form called a Loan Estimate after they apply for a mortgage. It explains the key terms, from interest rates to closing costs, and ensures you're getting the home loan your lender promised.

Are Mortgage Points Worth It?

Paying points to get a lower interest rate is almost always a losing proposition because most homeowners don’t keep their loans long enough to recoup the up-front costs. Are you an exception to the rule?

Coping With Increased HELOC Payments

If you're bracing for the minimum payment on your home equity line of credit to go up — way up — there's no need to panic. There are lots of ways to deal with repaying this debt.

What To Do Before Refinancing Your Mortgage

Your title company is supposed to settle your old mortgage at the closing table.