Articles by Cynthia Paez Bowman

Cynthia Paez Bowman is a finance, real estate and international business journalist. Besides Bankrate.com, her work has been featured in Business Jet Traveler, MSN, CheatSheet.com, Freshome.com and SimpleDollar.com.

Most Recent

How Lower Fed Funds Rate Affects Personal Loans

The federal government regulates interest rates, making it more or less attractive for banks to borrow money from each other. This activity also…

Mortgage Refinancing 101

When you have a mortgage, you’re locked into monthly payments at a certain interest rate for a set period of time. The only way you can change th…