Articles by Amy Fontinelle

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How to Get an FHA Loan

This government program can help homebuyers with lower credit, higher debt and little money for a down payment qualify for an affordable mortgage. Here's everything you need to know about them and lots of good advice on how to qualify for an FHA loan.

What Is a Reverse Mortgage?

Can a reverse mortgage help you? Before utilizing it as a tool, take time to thoroughly understand where they add value ... and where they don't.

7 Mortgage Mistakes To Avoid

Dodging these pitfalls will make you a happier homebuyer now and more satisfied homeowner down the road. You'll know that you got the best possible mortgage and won't be overwhelmed by unexpected costs.

Top 3 Ways to Refinance Your Home

For some homeowners looking to save money over the course of their mortgages, it could be a great time to refinance. The average 30-year fixed-ra…

Setting Realistic Home Inspection Expectations

Here's how to find a competent home inspector and put the report to the best possible use. But you can't expect an inspector to find every single flaw in the property you're planning to buy — or save you from making a terrible mistake.

Buy a Condo with Confidence

It's not enough to find a good location at an affordable price. Condo buyers must consider lots of extra costs, from association fees and special assessments to how well the building is maintained and how strictly it enforces rules on everything from noise to pets.

Make Tough Refinancing Work With An FHA Loan

Low credit scores? Too much debt? With the government standing behind you, banks and mortgage companies can make loans they wouldn't normally offer at competitive interest rates that could cut your monthly payments by hundreds of dollars.

Are Home Equity Loans a Cheap Way to Borrow Money?

Home equity lines of credit can be a cheap way to borrow money for home renovations, college bills or credit card debt. But is your home worth enough to support a second mortgage?