The amount of money in your checking or savings account that is currently available for you. It includes all cleared transactions, but may not include the full amount of transactions in process. Any transactions you have made but your bank has not yet received need to be subtracted from your available balance for you to know the exact amount of money you have to spend or withdraw.
The Available Balance does not include:
– Any transaction that has not been received by the bank (check, recurring Debit Card transactions, ACH)
– Amount of a deposit not currently available, including holds
– Debit Card transactions identified as Authorized
Please reference the “Tips to help avoid fees” help located on the Account Details screen for more information on avoiding fees.