2014 Savings Opportunity Study

The Top 9 Cities

Americans are constantly being told they must save more, but is that realistic? It should certainly be easier in these cities. We ranked 18 major metro areas on what we've dubbed their "savings opportunity." Simply put, that's the difference between the median household after-tax income and the median cost of living in each city. To accomplish that we analyzed Bureau of Labor Statistics' exhaustive data on how much we spend, breaking those costs down into categories such as housing, transportation and food. Our Top 9 cities should have a healthy 12% to 32% of their take-home income left over to save. Of course you'll find some of the nation's most affluent cities on this list. But you'll be surprised at how many cities with below average median incomes and a reasonable cost of living made it, too. Click here to read more about the study.