10 smart moves to save on health care

How to stop getting overcharged

Medical debt is one of the single biggest threats to financial security.

And it's taking a toll on millions of Americans.

One in five people under age 65 had trouble paying medical bills in recent years, the latest data from the Centers for Disease Control and Prevention show.

Accumulating bills can force people to deplete retirement or college savings. It can ruin credit scores. And surveys have found that more than half of all people who file for bankruptcy are pushed into it by medical debt.

How does this happen? Remember, just one night in the hospital can mean thousands of dollars in out-of-pocket expenses — even for someone with health insurance.

There is good news. Though you can't control whether you get sick or injured, you can exert authority over how much you pay.

We’ve examined some of the most common ways consumers find themselves on the hook for big medical bills. These 10 smart moves can protect you from getting overcharged for health care.

By Amy Fontinelle
Interest.com Contributing Editor