While it can be tempting to delight everyone on your holiday list with the latest must-have gifts, the reality is that great overspending is frequently followed by great remorse.
And before the last piece of wrapping paper has been torn, you’re probably going to panic about paying off those expensive splurges on your credit card.
For that reason, we’ve decided to present a gift guide with a mission.
Instead of a randomly sorted list of the newest versions or trendiest variations of things you might already covet, have or love, we’d like to make our suggestions matter.
Our selections incorporate our financially responsible ethos of finding ways to make your spending more of an investment, less random and more meaningful.
The items we found won't necessarily make the recipients any wealthier, but they certainly will make their lives richer.