10 secrets to successfully save for retirement

You're responsible for your nest egg

Saving for retirement isn't always easy, but you will greatly improve your chances for success if you avoid some major pitfalls and make a few savvy decisions along the way.

But first you'll need to accept responsibility for your own retirement. The era of corporate pensions is over, and Social Security will only guarantee you live an impoverished old age.

You — and you alone —  must build enough wealth to support yourself after you stop working. The earlier you start — and the smarter you are about saving — the better off you'll be in your golden years.

Start saving early, take advantage of free money, utilize tax-free accounts, and you'll already be well ahead of the game. Now let's look at the 10 secrets to saving for retirement that will help you reach your goal.

By Craig Guillot
Interest.com Contributing Editor