How to pick a financial adviser

10 smart moves

Many of us are woefully unprepared for retirement.

Indeed, a recent study by the National Institute on Retirement Security found the typical household has only saved $3,000 for retirement.

There's no shame in admitting we need help. This is where a financial adviser comes in. This professional can help not only with retirement planning but also with investment selection, college planning or even buying a house. But you have to believe your adviser is looking after your best interests if you’re going to entrust this person with your net worth.

How do you find someone who will manage your money well enough to help you meet your financial goals? How do you find an adviser who won't steal your money, make decisions that only benefit them or charge you excessive fees?

Our 10 smart moves will show you.

By Amy Fontinelle Contributing Editor

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