Refinance Blog

A divorce can be one of the most damaging things to happen to your finances.

The Federal Reserve recently announced it was considering a new rule that would require lenders to assess a customer's ability to repay a mortgage before making a loan.

In 1974, Congress passed the Real Estate Settlement Procedures Act, more commonly known by its acronym RESPA, in order to curtail unfair practices in the real estate market.

RESPA was overhauled after the recent housing crisis. One of the best new protections allows homeowners to write a formal complaint letter against their mortgage lender, referred to as a qualified written request.

No one wants to go further in debt.

And the recent housing crisis has shown the dangers of taking a second mortgage or a home equity line of credit out to finance things like a home renovation project. But there might be instances when you have no other option when you need access to cash:

You already have your mortgage. You're an old pro at getting a home loan. Right?

The Money Store has one of the best deals you'll find on 15-year home loans and these mortgages are available in most states.