8 smart moves to score the best possible mortgage

Search for the best mortgage rate

You've probably spent months looking for the perfect home, so why not spend a few hours looking for the cheapest possible mortgage rate?

Lenders offer a surprisingly wide range of rates and fees. Finding the right loan can reduce your payments by hundreds of dollars a month and save hundreds or even thousands of dollars on up-front fees.

Our database of the best mortgage rates from scores of lenders can help you get a sense of what loans cost now.

Know that mortgage rates are about as cheap as they've ever been. So even if you score an average rate, you're getting a good deal.

Experts believe interest rates will remain at or near 4% on 30-year, fixed-rate home loans throughout most of 2012.

Even if they finish the year as high as 4.5%, they'll still be at historical lows.