8 smart moves to score the best possible mortgage

How to grab a great home loan

A great home loan can save you thousands of dollars over the life of your mortgage.

All it takes to land one is a little planning, plus some knowledge about the application process.

With this information, you'll score a house you know you can afford, discounted closing costs and a mortgage rate that will make you the envy of the neighborhood.

You might even get the seller to throw in some money to sweeten the deal.

Of course, you'll need to address the major factors that could damage your chances for mortgage approval before a lender ever sees your application.

But if you follow these 8 smart moves, you'll put yourself in position to land the best possible home loan.

  • Nick

    The latest S&P/Case-Shiller survey says home prices were unchanged in January -- which means nothing good for the economy, perhaps, but it does mean there are some good deals still to be had.