Cozy homes in the cheapest towns to live

Cumberland, Maryland

Median home price: $102,700
Address: 528 Cumberland St.
Price: $99,500
Square feet: 1,664
Price per square foot: $60

This three-story home built in 1915 is just the right size for a family. It includes four bedrooms, one full bathroom and one half bath. The foyer's wood pillars and built-in bookshelves around an ornate fireplace make for an elegant entrance and first floor, which are complimented by gorgeous stairs and hardwood floors throughout. The kitchen is a galley but big enough for a breakfast nook, plus the home has a formal dining room sized for everyone to gather around the table.

Are you the kind of person who loves to be outside? This might be the home for you. In addition to a nice front porch, the home has decks on both the first and second floors. There's room to expand, too: both the basement and attic are unfinished.

Joe Brewer: Century 21, 855-823-9530