Cozy homes in the cheapest towns to live

Binghamton, New York

Median home price: $109,300
Address: 1 Giles St.
Price: $106,900
Square feet: 1,590
Price per square foot: $67

This stunner of a home fits nicely under the median house price in town. This two-story house has three bedrooms, one full bathroom and one half bath with hardwood floors and a wood-burning fireplace. An enclosed patio and a finished basement (with a bar) will give the owners space to grow, plus there's a one-car garage.

The home was built in 1940, but the furnace has been upgraded recently, and the central air system is brand new. If you enjoy the outdoors, the home has a nice-sized backyard and is also less than a mile from Riverside Drive and the Susquehanna River. Bonus for those who crave peace and quiet: There are only 10 homes on the block.

Michael Rizzo: Century 21 Sbarra & Wells, 607-757-2100