Mortgage Rates Today | Compare Home Loans

Find and compare today’s mortgage rates from several lenders, banks and credit unions. Check the latest local and national mortgage interest rates for fixed mortgages, ARM, jumbo and other mortgage products by using the interactive table below.

Current Mortgage Rates for Birmingham, AL

Search Summary
Your Search Results Range Bankrate.com
National Average
Bankrate.com
Site Average
30 yr fixed mtg, 0 Points 3.794 APR - 4.298 APR 3.9434 RATE 4.1181 RATE
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30 yr fixed mtg, 0 Points Glossary Terms

Institution APR Rate Costs and fees Have Questions? Learn More
Cadence Bank, N.A.
4.167
Fri Dec 19
4.125
at 0.000 pts
30 day rate lock
Payment : $800
Fees in APR : $821
800-308-6709
(Toll-free, no obligation)
Lender Info
3.794
Fri Dec 19
3.750
at 0.000 pts
30 day rate lock
Payment : $764
Fees in APR : $895
(877) 721-6763
Citizens Bank
4.172
Thu Dec 18
4.125
at 0.000 pts
60 day rate lock
Payment : $800
Fees in APR : $928
888-574-2300
(Toll-free, no obligation)
HSBC Bank USA, N.A.
3.975
Wed Dec 17
3.940
at 0.000 pts
60 day rate lock
Payment : $782
Fees in APR : $705
800-975-HSBC
(Toll-free, no obligation)
Regions Bank
4.298
Fri Dec 12
4.250
at 0.000 pts
30 day rate lock
Payment : $812
Fees in APR : $933
877-536-3286
(Toll-free, no obligation)
BBVA Compass
4.169
Thu Dec 11
4.125
at 0.000 pts
60 day rate lock
Payment : $800
Fees in APR : $864
888-853-6346
(Toll-free, no obligation)
APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.
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Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. Bankrate has today's most competitive mortgage rates.