Mortgage Rates Today | Compare Home Loans

Find and compare today’s mortgage rates from several lenders, banks and credit unions. Check the latest local and national mortgage interest rates for fixed mortgages, ARM, jumbo and other mortgage products by using the interactive table below.

Current Mortgage Rates for Birmingham, AL

Search Summary
Your Search Results Range Bankrate.com
National Average
Bankrate.com
Site Average
30 yr fixed mtg, 0 Points 3.918 APR - 4.297 APR 4.1224 RATE 4.0094 RATE
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30 yr fixed mtg, 0 Points Glossary Terms

Institution APR Rate Costs and fees Have Questions? Learn More
Regions Bank
4.173
Mon Jul 27
4.125
at 0.000 pts
30 day rate lock
Payment : $800
Fees in APR : $950
877-536-3286
(Toll-free, no obligation)
Citizens Bank
4.297
Fri Jul 24
4.250
at 0.000 pts
60 day rate lock
Payment : $812
Fees in APR : $928
888-574-2300
(Toll-free, no obligation)
HSBC Bank USA, N.A.
4.161
Wed Jul 22
4.125
at 0.000 pts
60 day rate lock
Payment : $800
Fees in APR : $705
800-975-HSBC
(Toll-free, no obligation)
BBVA Compass
3.918
Wed Jul 22
3.875
at 0.000 pts
60 day rate lock
Payment : $776
Fees in APR : $864
888-853-6346
(Toll-free, no obligation)
APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.
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Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. Bankrate has today's most competitive mortgage rates.