Mortgage Rates Today | Compare Home Loans

Find and compare today’s mortgage rates from several lenders, banks and credit unions. Check the latest local and national mortgage interest rates for fixed mortgages, ARM, jumbo and other mortgage products by using the interactive table below.

Current Mortgage Rates for Birmingham, AL

Search Summary
Your Search Results Range Bankrate.com
Site Average
30 yr fixed mtg, 0 Points 3.657 APR - 4.176 APR 3.640 RATE
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30 yr fixed mtg, 0 Points Glossary Terms

Institution APR Rate Costs and fees Have Questions? Learn More
Lender Info
3.657
Fri May 27
3.625
at 0.000 pts
30 day rate lock
Payment : $752
Fees in APR : $658
877-721-6763
(Toll-free, no obligation)
Citizens Bank
3.921
Fri May 27
3.875
at 0.000 pts
60 day rate lock
Payment : $776
Fees in APR : $928
888-574-2300
(Toll-free, no obligation)
Regions Bank
4.048
Fri May 27
4.000
at 0.000 pts
30 day rate lock
Payment : $788
Fees in APR : $950
877-536-3286
(Toll-free, no obligation)
Armed Forces Bank, N.A.
4.176
Thu May 26
4.125
at 0.000 pts
30 day rate lock
Payment : $800
Fees in APR : $999
855-558-8551
(Toll-free, no obligation)
HSBC Bank USA, N.A.
3.735
Wed May 25
3.700
at 0.000 pts
60 day rate lock
Payment : $759
Fees in APR : $705
800-975-4722
(Toll-free, no obligation)
Citizens Bank & Trust
3.782
Wed May 25
3.750
at 0.000 pts
30 day rate lock
Payment : $764
Fees in APR : $650
265-505-4600
APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.
Quality Assurance
All rates provided by Bankrate.com

About our Mortgage Rate Tables:The above mortgage loan information is provided to, or obtained by, Bankrate. Some lenders provide their mortgage loan terms to Bankrate for advertising purposes and Bankrate receives compensation from those advertisers (our "Advertisers"). Other lenders' terms are gathered by Bankrate through its own research of available mortgage loan terms and that information is displayed in our rate table for applicable criteria. In the above table, an Advertiser listing can be identified and distinguished from other listings because it includes a "Next" button that can be used to click-through to the Advertiser's own website or a phone number for the Advertiser.

Availability of Advertised Terms: Each Advertiser is responsible for the accuracy and availability of its own advertised terms. Bankrate cannot guaranty the accuracy or availability of any loan term shown above. However, Bankrate attempts to verify the accuracy and availability of the advertised terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. Click here for rate criteria by loan product.

Loan Terms for Bankrate.com Customers:Advertisers may have different loan terms on their own website from those advertised through Bankrate.com. To receive the Bankrate.com rate, you must identify yourself to the Advertiser as a Bankrate.com customer. This will typically be done by phone so you should look for the Advertiser's phone number when you click-through to their website. In addition, credit unions may require membership.

Consumer Satisfaction:If you have used Bankrate.com and have not received the advertised loan terms or otherwise been dissatisfied with your experience with any Advertiser, we want to hear from you. Please click here to provide your comments to Bankrate Quality Control.