Compare average mortgage rates in 25 major cities, instantly

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Where you live makes a big difference in what you'll pay to finance a home.

That's why we're launching a permanent new page that shows the average cost of three popular types of mortgages in 25 major cities.

Record-low mortgage rates will put a spring in your step

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Spring is here, and that means home-buying season is about to kick into high gear.

There's good news if you're looking for a home loan (or looking to refinance your existing mortgage): Winter failed to cool off mortgage rates, which are a bit cheaper on average today than they were in December.

26-State Deal: Find 30-year mortgage rates for 3.75%

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Total Mortgage Services has a great deal on 30-year loans for its customers in 26 states and the District of Columbia.

FHA mortgage fees set to rise

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You’ll pay more to use the Federal Housing Administration’s mortgage programs to buy a home starting this spring.

9-State Deal: 30-year mortgage rates fall to 3.5%

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LenderFi.com has a great deal on 30-year home loans for its customers in nine states from Florida to the West Coast.

Record-low mortgage rates storm into late winter

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It remains a cool time for mortgage rates.

You can grab an average 30-year, fixed-rate home loan for about 4%. These record-setting interest rates are about a percentage point cheaper than this time last year.

But if the economy improves before you act, you might miss out.