30-year mortgages for just 3.25%, no points, across 10 states

Hand holding pen and signing mortgage next to a house

Myers Park National Lending Center has one of autumn’s best deals on 30-year. fixed-rate mortgages for residents of 10 states and the District of Columbia.

You only have to pay 3.25% with no points and only $895 in lender fees.

Interest rates have hit yet another record low, but this offer is more than a quarter of a point less than the current national average of 3.55% on 30-year home loans.

You can use this loan to purchase or refinance a home, and the principal and interest payment would be $435 a month for every $100,000 borrowed.

You can use our mortgage calculator to determine the monthly payments for the amount you want to borrow with this or any home loan.

It will also provide a month-by-month amortization schedule that shows how much you've reduced your debt and how much you still owe if you want to pay off the loan.

Myers Park National Lending Center (www.myersparknlc.com) is a division of Myers Park Mortgage Inc., a nearly 20-year-old North Carolina mortgage banker founded by current owner Charles Myers. It has earned an A+ rating by the Better Business Bureau.

Myers Park writes mortgages in California, Connecticut, the District of Columbia, Georgia, Indiana, Kentucky, Maryland, North Carolina, South Carolina, Tennessee and Virginia.

To qualify for this rate, you'll need a credit score of 740 or higher. You must be applying for a loan of less than $417,000.

Click here to compare this deal with the best mortgage rates from scores of other lenders in your area.