Santa Fe's Best Mortgage Rates: 15-year, fixed-rate loans starting at 3.125%

Here are my selections for the best deals on home loans in the Santa Fe area -- ones with the most favorable combination of low mortgage rates and reasonable fees.

These offers require you to pay no points and loan origination fees of less than $2,000, which is exactly what anyone trying to buy or refinance a home should be looking for to control their up-front costs and keep monthly payments low.

Compare my picks with the best rates from other banks and finance companies in our database.

Our research provides real-time, accurate data on loans in Santa Fe, across New Mexico and throughout the country.

You can also determine what the monthly payments would be for the home loan you’re considering with our fixed-rate loan calculator or adjustable-rate calculator.

See if you can beat these deals.

Santa Fe Mortgage Rates

Lender 30 year fixed 15 year fixed 5 year ARM 3.875% 3.125% 2.750%
EverBank 3.990% 3.375% 2.750%
Mortgage Capital Associates 4.000% 3.250% 2.750%
Great Western Financial Services 4.125% 3.375% 3.375%
Flagstar Direct 4.283% 3.338% 3.389%

Remember that rates change daily.

These quotes are from Sept. 28, 2011, to borrow $210,000 for the purchase of a home with a 20% down payment.

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