San Diego's best mortgage rates start at 2.25% this January
Here are my selections for the best deals on home loans in the San Diego area this winter.
As always, I'm looking for the most favorable combination of low mortgage rates and reasonable fees.
These offers require you to pay no points and loan origination fees of less than $2,000 -- exactly what anyone trying to buy or refinance a home should be looking for to control their up-front costs and keep monthly payments low.
Compare my picks with the best rates from other banks and finance companies in our database.
Our research provides real-time, accurate data on loans in San Diego, across California and throughout the country.
See if you can beat these deals.
San Diego Mortgage Rates
|Lender||30-year fixed||15-year fixed||5-year ARM|
|Compass Home Lending||3.750%||3.125%||2.625%|
|Mortgage Capital Associates||3.750%||3.125%||2.500%|
|The Money Store||3.750%||3.250%||3.000%|
|New American Funding||3.750%||3.125%||2.250%|
Remember that rates change daily.
These quotes are from the end of the business day on Jan. 11, 2012, to borrow $210,000 for the purchase of a home with a 20% down payment.