New York's best mortgage rates provide some very merry deals
Take a look at my selections for the best deals on home loans in the New York City area.
They offer the most favorable combination of low mortgage rates and reasonable fees I can find.
Fixed-rate, 30-year loans starting at 3.75% could make the holiday season a great time to buy or refinance a home.
You'll pay no points and loan origination fees of less than $2,000, which is what anyone should be looking for to control their up-front costs and keep monthly payments low.
Compare my picks with the best rates from other banks and finance companies in our database.
Our research provides real-time, accurate data on loans in New York City, across New York and throughout the country.
See if you can beat these deals.
New York City Mortgage Rates
|Lender||30-year fixed||15-year fixed||5-year ARM|
|HSBC Bank USA, N.A.||4.375%||3.625%||3.125%|
Remember that rates change daily.
These quotes are from the end of the business day on Dec. 2, 2011, to borrow $210,000 for the purchase of a home with a 20% down payment.