Mortgage rates aren't sky-high in Big Sky country

I decided to see how much home loans cost in the wide-open spaces of Montana today, and so I went mortgage shopping in Great Falls -- population 59,251.

I found some pretty good deals, including three lenders offering 30-year, fixed-rate loans for well under 4%.

As always, I was looking for the most favorable combination of low mortgage rates and reasonable fees.

These offers require you to pay no points and loan origination fees of less than $2,000 -- exactly what anyone trying to buy or refinance a home should be looking for to control their up-front costs and keep monthly payments low.

Compare my picks with the best rates from other banks and finance companies in our database.

Our research provides real-time, accurate data on loans in Great Falls, across Montana and throughout the country.

You can also determine what the monthly payments would be for the home loan you’re considering with our fixed-rate calculator or adjustable-rate calculator.

See if you can beat these deals.

Great Falls Mortgage Rates

Lender 30-year fixed 15-year fixed 5-year ARM
EverBank 3.875% 3.000% 2.375% 3.875% 3.125% 2.500%
Roundpoint Mortgage Co. 3.990% 3.250% N/A
First Internet Bank 4.000% 3.125% 2.750%
Quicken Loans 4.375% 3.750% 3.125%

Remember that rates change daily.

These quotes are from the end of the business day on March 28, 2012, to borrow $210,000 for the purchase of a home with a 20% down payment.

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