Miami's Best Mortgage Rates: 15-year home loans starting at 3.25%

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Here are my choices for September's best deals on home loans in the Miami area, those with the most favorable combination of low mortgage rates and reasonable fees.

These interest rate offers mean you’ll pay no points and loan origination fees of less than $2,000 -- exactly what anyone trying to buy or refinance a home should be looking for to control up-front costs and keep monthly payments low.

Compare my picks with the best rates from other banks and finance companies in our database.

Our research provides real-time, accurate data on loans in the Miami area, across Florida and throughout the country.

You can also determine what the monthly payments would be for the home loan you’re considering with our fixed-rate home loan calculator or adjustable-rate calculator.

See if you can beat these deals.

Miami Mortgage Rates

Lender 30 year fixed 15 year fixed 5 year ARM
Aurora Bank 4.125% 3.375% N/A
TD Bank 4.375% 3.625% N/A
Quicken Loans 4.375% 3.750% 3.375%
Greenlight Financial Services 4.375% 3.250% N/A
Integrity Home Loan 4.375% 3.500% 3.250%

Remember that rates change daily.

These quotes are from the end of the business day on Sept. 2, 2011, to borrow $210,000 for the purchase of a home with a 20% down payment.

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