Louisville's Best Mortgage Rates: Get a 30-year loan for just 4.125%

The picks below are my choices for the best deals on home loans in the Louisville area — ones with the most favorable combination of low mortgage rates and reasonable fees.

These interest rate offers mean that you’ll pay no points and loan origination fees of less than $2,000. That’s what anyone trying to buy or refinance a home should be looking for to keep their up-front costs and monthly payments low.

You can also compare my picks with the best rates from other banks and finance companies in our database.

Our research provides real-time, accurate data on loans in the Louisville area, across Kentucky and throughout the country.

You can also determine what the monthly payments would be for the type of home loan you’re considering with our fixed-rate home loan calculator or adjustable-rate calculator.

See if you can beat these deals.

Louisville Mortgage Rates

Lender 30 year fixed 15 year fixed 5 year ARM
AimLoan.com 4.125% 3.375% 2.750%
Aurora Bank 4.250% 3.375% N/A
Chase Bank N/A 4.125% N/A
Quicken Loans 4.375% 3.750% 3.625%
BB&T 4.625% 3.750% N/A

Remember that rates change daily.

These quotes are from the end of the business day on Aug. 19, 2011, to borrow $210,000 for the purchase of a home with a 20% down payment.

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