Here are my Super Bowl Sunday selections for the best deals on home loans in the Minneapolis area.
As always, I'm looking for the most favorable combination of low mortgage rates and reasonable fees.
These offers require you to pay no points and loan origination fees of less than $2,000 -- exactly what anyone trying to buy or refinance a home should be looking for to control their up-front costs and keep monthly payments low.
Compare my picks with the best mortgage rates from other banks and finance companies in our database.
Our research provides real-time, accurate data on mortgage rates in Minneapolis, across Minnesota and throughout the country.
You can also determine what the monthly payments would be for the home loan you’re considering with our fixed-rate mortgage calculator or adjustable-rate mortgage calculator.
See if you can beat these deals.
| Lender | 30-year fixed | 15-year fixed | 5-year ARM |
| AimLoan.com | 3.625% | 3.000% | 2.500% |
| Absolute Mortgage | 3.750% | 2.990% | 2.250% |
| The Money Store | 3.750% | 3.125% | 3.000% |
| National Mortgage Alliance | 3.750% | 2.875% | 2.625% |
| Emery Federal Credit Union | 3.750% | 3.125% | 2.750% |
Remember that mortgage rates change daily.
These quotes are from the end of the business day on Feb. 3, 2012, to borrow $210,000 for the purchase of a home with a 20% down payment.