Dover’s best mortgage rates start at an amazing 2.25%

Here are my selections for the best deals on home loans in Dover, Del., this spring.

Every rate on my list is far below the average cost of those loans.

Take a look at Interest.com’s chart of average mortgage rates for 25 major cities and nationwide. You’ll see what I mean.

When I'm looking for great loans, I set out to find the right combination of low rates and reasonable fees.

These offers require you to pay no points and loan origination fees of less than $2,000 -- exactly what anyone trying to buy or refinance a home should be looking for to control their up-front costs and keep monthly payments low.

Compare my picks with the best rates from other banks and finance companies in our database.

Our research provides real-time, accurate data on mortgage rates in Dover, across Delaware and throughout the country.

You can also determine what the monthly payments would be for the home loan you’re considering with our fixed-rate calculator or adjustable-rate calculator.

See if you can beat these deals.

Dover Mortgage Rates

Lender 30-year fixed 15-year fixed 5-year ARM
Absolute Mortgage 3.500% 2.750% 2.250%
AimLoan.com 3.625% 2.875% 2.375%
The Money Store 3.750% 3.000% 2.875%
Roundpoint Mortgage Co. 3.875% 3.000% N/A
First Internet Bank 3.875% 3.000% 2.375%

Remember that rates change daily.

These quotes are from the end of the business day on April 27, 2012, to borrow $210,000 for the purchase of a home with a 20% down payment.

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