Check out Asheville’s cheapest mortgage rates

Here are my selections for the best deals on home loans in Asheville, N.C., this spring.

As always, I'm looking for the most favorable combination of low mortgage rates and reasonable fees.

These offers require you to pay no points and loan origination fees of less than $2,000 -- exactly what anyone trying to buy or refinance a home should be looking for to control their up-front costs and keep monthly payments low.

Compare my picks with the best rates from other banks and finance companies in our database.

Our research provides real-time, accurate data on mortgage rates in Asheville, across North Carolina and throughout the country.

You can also determine what the monthly payments would be for the home loan you're considering with our fixed-rate calculator or adjustable-rate calculator.

See if you can beat these deals.

Asheville Mortgage Rates

Lender 30-year fixed 15-year fixed 5-year ARM
Total Mortgage 3.750% 3.125% 2.625%
Credence Mortgage 3.750% 2.875% 2.875% 3.750% 3.000% 2.500%
Aurora Financial 3.875% 3.250% 2.750%
Mortgage Capital Associates 3.875% 3.000% 2.500%
Gold Star Mortgage Financial Group 3.875% 3.125% 2.750%
Patriot Financial 3.875% 3.000% 2.625%

Remember that rates change daily.

These quotes are from the end of the business day on April 11, 2012, to borrow $210,000 for the purchase of a home with a 20% down payment.

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