Baltimore's Best Mortgage Rates: Pay just 4.25% for a 30-year, fixed-rate loan

Red jigsaw puzzle piece shaped like a house

Here are my favorite deals on home loans in the Baltimore area this summer, with the best combination of low mortgage rates and reasonable fees.

Indeed, you’ll pay no points and loan origination fees of less than $2,000 to land these great interest rates.

That’s exactly what anyone trying to buy or refinance a home should be looking for to keep their upfront costs down and monthly payments low.

Compare my picks with the best rates from scores of other banks and finance companies in our database.

It offers real-time, accurate data on loans in Baltimore, elsewhere in Maryland and throughout the country.

Then determine what the monthly payments will be for the home loan your considering with our fixed-rate home loan calculator or adjustable-rate calculator.

See if you can do better than these deals.

Baltimore Mortgage Rates

Lender 30 year fixed 15 year fixed 5 year ARM
The Money Store 4.25% 3.625% 2.875% 4.25% 3.50% 2.75%
Seckel Capital 4.375% 3.625% 2.75%
Mortgage Capital Associates 4.375% 3.50% 3.00%
ColomboBank 4.375% 3.625% NA

Remember that rates change daily.

These quotes are from the end of the business day on July 15, 2011, to borrow $210,000 for the purchase of a home with a 20% down payment.

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