Atlanta's Best Mortgage Rates: 30-year, fixed-rate loans for as little as 3.99%

Here are my choices for the best deals on home loans in the Atlanta area, those with the most favorable combination of low mortgage rates and reasonable fees.

These offers require you to pay no points and loan origination fees of less than $2,000 -- exactly what anyone trying to buy or refinance a home should be looking for to control their upfront costs and keep monthly payments low.

Compare my picks with the best rates from other banks and finance companies in our database.

Our research provides real-time, accurate data on loans in Atlanta, across Georgia and throughout the country.

You can also determine what the monthly payments would be for the home loan you’re considering with our fixed-rate home loan calculator or adjustable-rate calculator.

See if you can beat these deals.

Atlanta Mortgage Rates

Lender 30 year fixed 15 year fixed 5 year ARM
Total Mortgage 3.990% 3.250% 3.000%
Southern Equity Mortgage Services 4.000% 3.250% 3.000%
National Mortgage Alliance 4.000% 3.250% 2.625% 4.000% 3.250% 2.750%
Silverton Mortgage Specialists 4.125% 3.375% 3.375%

Remember that rates change daily.

These quotes are from the end of the business day on Sept. 9, 2011, to borrow $210,000 for the purchase of a home with a 20% down payment.

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