Are you doing your part in the process of buying a home?

Hand holding picture of house against landscape

Buying a home is not for the faint-hearted.

There a lot of work to be done, decisions to be made and research to be completed.

There's getting your credit report in order, determining how much house you can afford, getting preapproved, researching mortgage rates, finding a house…

You get the point.

(For more, read our 7 biggest mortgage mistakes.)

Just because you have a mortgage lender, a real estate agent, the inspector, and an insurance broker working "on your side" does not mean they have all the right answers or have your best interests at heart.

You need to ask questions and demand answers.

As an investor in your own future, your home purchase requires your total attention and clarity throughout the entire process. If you don’t understand something clearly, are you trying to find the answers or simply taking what you're being told at face value?

If you're not asking questions, you may, for example, miss out on the best mortgage rates and spend too much money, waste too much time, and end up losing out during one of the biggest financial deals of your life.

As the home buyer, you have the obligation to yourself to know all you can about the process you are going through.

Starting with the mortgage lender and working your way down the line, you have a duty to yourself to be sure your best interests are being considered and you know exactly what is going on.

Do your homework. Confirm what you are being told.

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